PFG Marketing Group, Inc. - Client Presentations.

2440 W. Mission Lane, Suite 11
Phoenix, AZ 85021

Phone:      (800) 944-1831
Local:      (602) 944-2220
    Fax:      (602) 944-8856

E-Mail: pfginfo@pfg-inc.com

PFG Tools for the Producer - Please scroll down to view more.

Income Rider Comparison Tool Format: Excel Spreadsheet How do you know which is the best income rider for your client? This spreadsheet allows you to choose from over 20 of the most popular income riders available in the market place today. Compare 20+ years of payouts for both single and joint options. You can print up to five income riders, side-by-side, on one sheet. This income rider comparison sheet is for Agent Use only and is intended to assist the producer in narrowing down the planning options. It is not a client presentation piece. When presenting income rider options to the client, only official insurance company LIBR illustrations and marketing materials should be used.	To download the spreadsheet click on the image and then SAVE to your computer.
Retirement Income Analysis Fact Finder Format: Fillable PDF Your client needs a detailed Retirement Income Analysis and so you need to collect detailed information on their income, expenses, assets, goals and preferences. What to do? Yellow pad? No.....This Fact Finder gives you the means to collect all of this critical information and will provide you with a wealth of knowledge to craft the perfect solution for your client's retirment income needs. This Fact Finder was designed to complement the PFG Retirement Income Planning Tool in support of the Smart and Ready retirement income planning concepts. Therefore it provides you with the ability to document both Required expenses and Lifestyle expenses. If you are not familiar with the Smart and Ready story, talk to your PFG marketer. It is a powerful way to engage your client in the planning process.	To download the Fact Finder click on the image and then SAVE to your computer.
The Smart and Ready story Format: Video - Length 05:43 When a person approaches retirement, they need to start thinking about where to place their retirement savings. But there are so many questions....What is the best way to generate income? How much risk should we take? Will we run out of money? Should we put our savings in the bank, the market or in an annuity? The Smart and Ready story is a very logical approach to retirement income planning. It is simply based on the tried and true concept of "needs and wants". The first step in the process is to help the client identify those expenses they "Require" to maintain a basic quality of life. These are the expenses that must be covered no matter what - housing, food, medical etc. In other words, we need to guarantee the client has an income for as long as they live to cover these expenses. What better tool to use than an Annuity? After we have identified the amount of assets needed to cover their Required income, any remaining assets can be used to cover additional Lifestyle expenses. These are the expenses that will provide them with an enhanced retirement of fun and entertainment. These remaining assets will be placed in financial vehicles that respect the client's risk profile. Naturally, this will vary widely from client to client and it will range from securities to bank savings or might even be more annuities. This story resonates very strongly with clients because it simply makes sense. It provides a logical explanation as to why they should choose an annuity for some (but not all) of their retirement savings. In a typical retirement income planning case, the assets used to cover Required income are usually 60% of the total retirement savings.	To view video click on image